Welcome to U.S. Auto Credit

U.S. Auto Credit is a deep subprime lender that can help you fund those hard to place deals. With point-of-sale financing, and the power to purchase receivables, U.S. Auto Credit offers a winning combination for your dealership! Every application is worked by an accessible underwriter to help you put the deal together. Our advances are based on the customer and the vehicle. Our discounts are individually assessed and negotiated based on all risk attributes. We are FLEXIBLE, COMPETITIVE, and AVAILABLE. Our drive is to deliver our dealers and their customers service that is Smarter, Faster, and Better in Every Way.

Allow U.S. Auto Credit to put our 28 years of subprime financial experience to work for you!


Our Core Values

- Integrity: Doing what is right - not what is popular, easy, convenient, or cheap.

- Urgency: Finding reasons to serve our dealers and our customers now rather than later.

- Attention to Detail: Paying attention to the little things and doing them right the first time.

- Community: Corporately and personally giving back to our communities.

- Teamwork: The good of the team comes before the comfort or agenda of any team member.

- Personal Growth: Employees who are working as hard on improving themselves as on their jobs.



U.S. Auto Credit Advances Into Ohio

U.S. Auto Credit is currently in 8 states and now making entry into the Columbus and Cincinnati, Ohio markets. 

If you are in Columbus or Cinicinnati, or if you are interested in more information, give us a call today at 877-280-9267!






Branch Locator

Branch Locator

Click here to locate a specific branch and learn about what Auto Credit can offer.

Payment Center

Payment Center

Click here to make a payment online or to get payment mailing information

Dealership Essentials

Dealership Essentials

Click here to learn more about the wide variety of promotional plans we offer.