Welcome to U.S. Auto Credit

U.S. Auto Credit is a subprime lender that can help you fund those hard to place deals. With point-of-sale financing, and the power to purchase bulk receivables , U.S. Auto Credit offers a winning combination for your dealership! Every application is worked by an accessible underwriter to help you put the deal together. Our advances are based on the customer and the vehicle. Our discounts are individually assessed and negotiated based on all risk attributes. We are FLEXIBLE, COMPETITIVE, and AVAILABLE. Our drive is to deliver our dealers and their customers service that is Smarter, Faster, and Better in Every Way.

Allow U.S. Auto Credit to put our 30 years of subprime financial experience to work for you!


Our Core Values

- Integrity: Doing what is right - not what is popular, easy, convenient, or cheap.

- Urgency: Finding reasons to serve our dealers and our customers now rather than later.

- Attention to Detail: Paying attention to the little things and doing them right the first time.

- Community: Corporately and personally giving back to our communities.

- Teamwork: The good of the team comes before the comfort or agenda of any team member.

- Personal Growth: Employees who are working as hard on improving themselves as on their jobs.



U.S. Auto Credit Advances Into Ohio and Texas!!

U.S. Auto Credit is now in 12 states after recently entering the Columbus, Ohio market along with the San Antonio and Dallas-Fort Worth, Texas markets. 

If you are in Columbus, San Antonio, Dallas-Fort Worth or any of our other markets and want to experience the U.S. Auto Credit difference, give us a call today at 877-280-9267!






Payment Center

Payment Center

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Dealership Essentials

Dealership Essentials

Click here to learn more about the wide variety of promotional plans we offer.