U.S Auto Credit’s goal is to provide dealers with a financing source so they can say yes to their credit-challenged customers. We believe that all of our customers should be treated with fairness and dignity.

Our company is a division of the Scott-McRae Automotive Group, a private, family-owned business that was founded in Jacksonville, Florida nearly 100 years ago. With this many years in the automotive business, we have the experience, knowledge, financial strength and cutting-edge products to help dealers successfully serve their credit-challenged customers.