History of Excellence, Integrity and
Quality Service in Auto Finance

Our Mission

U.S. Auto Credit’s goal is to provide excellent service and care to its customers in an attempt to achieve a high level of customer satisfaction.  We believe that all of our customers should be treated with fairness and dignity.

Our company is a division of the Scott-McRae Automotive Group, a private, family-owned business that was founded in Jacksonville, Florida over 100 years ago. With so many years in the automotive business, we have the experience, knowledge, financial strength and cutting-edge products to help dealers successfully serve their credit-challenged customers.

Our Company

Founded in 1988 as Auto Credit of Florida, U.S. Auto Credit has grown into a well-respected automotive finance company who has assisted thousands of customers with their financing needs.  Providing value along with fast personalized service are key components to our success.

In addition to serving our customers, we have a long history of supporting the communities in which we live. We’re proud to support a number of community and charitable organizations including the American Cancer Society, the American Red Cross, the Salvation Army, the American Lung Association and the ALS Association.

U.S. Auto Credit is a nationally recognized finance company who is licensed or registered in the following states:

  • Alabama
  • Arkansas
  • California
  • Colorado
  • Florida
  • Georgia
  • Indiana
  • Kentucky
  • Maine
  • Maryland
  • Michigan
  • Mississippi
  • Missouri
  • Nevada
  • New Jersey
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington
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