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History of Excellence, Integrity and
Quality Service in Auto Finance

Our Mission

U.S. Auto Credit purchases retail installment sales contracts in the following states:

U.S. Auto Credit’s goal is to provide dealers with a financing source that better equips them to say yes to their credit-challenged customers. We believe that all of our customers should be treated with fairness and dignity.

Our company is a division of the Scott-McRae Automotive Group, a private, family-owned business that was founded in Jacksonville, Florida over 100 years ago. With so many years in the automotive business, we have the experience, knowledge, financial strength and cutting-edge products to help dealers successfully serve their credit-challenged customers.

Our Company

Founded in 1988 as Auto Credit of Florida, U.S. Auto Credit has grown into a well-respected indirect lending source for over 1,700 dealers. Providing value and fast personalized service are key components to our success.

In addition to serving our customers, we have a long history of supporting the communities in which we live. We’re proud to support a number of community and charitable organizations including the American Cancer Society, the American Red Cross, the Salvation Army, the American Lung Association and the ALS Association.

  • Alabama
  • Arizona (Bulk Only)
  • California (Bulk Only)
  • Colorado (Bulk Only)
  • Florida
  • Georgia
  • Indiana
  • Kentucky
  • Maryland (Bulk Only)
  • Michigan
  • Mississippi (Bulk Only)
  • Missouri (Bulk Only)
  • Nebraska (Bulk Only)
  • Nevada (Bulk Only)
  • New Mexico (Bulk Only)
  • North Carolina
  • Ohio
  • Oklahoma (Bulk Only)
  • Oregon (Bulk Only)
  • Pennsylvania (Bulk Only)
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington (Bulk Only)
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