Credible Indirect Auto Lender for Your Customers

About Consumer Operations

We are committed to helping you! U.S.Auto Credit is helping our customers improve their credit and obtain reliable transportation. We are committed to providing you with superior customer service as you achieve those goals. Our friendly staff is available to assist you Monday through Saturday with questions about your payments.

U.S. Auto Credit’s consumer operations means that you can get more for your money. Paying on time will reduce the amount of accrued interest on your account. And by paying an extra $10, $15 or $20 you can shorten the length of time on your contract and reduce the overall amount of money you pay. Plus, we’ll work with you to resolve any outstanding late fees as soon as possible.


U.S. Auto Credit reports to Equifax, Experian and TransUnion. What does that mean for you? It means that you have an opportunity to improve your credit score by paying on time. On time payments will assist you in establishing a better credit history that can make future credit transactions easier.


Scott-McRae Automotive Group

The mission of U.S. Auto Credit is to provide credit-challenged customers with dependable transportation which allows them to work and contribute in their local communities. U.S. Auto Credit operates with the highest moral and ethical standards and treats our customers with fairness and dignity.

To learn more about any of the Scott-McRae Group companies click the logo of the company you are interested in.



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